Sectional Test for Bank Exams (Set - 15)
ENGLISH
Directions (1 – 5): In each of the following
questions a short passage is given with one of the lines in the passage missing
and represented by a blank. Select the best out of the five answer choices
given, to make the passage complete and coherent.
1. In a big relief to people and small businesses,
RBI announced lifting of restrictions on daily withdrawal of money from ATMs.
However the weekly limit of Rs 24,000 on savings bank accounts will continue.
(………………………………………………………………………………………. RBI has also removed all limits on cash
withdrawals from current accounts/ cash credit accounts/ overdraft accounts
with immediate effect. Government and RBI had imposed limits on withdrawal of
money from ATMs and bank branches in view of currency shortage following
demonetisation.
A) Reserve Bank had earlier put a ban
on notes of Rs 500 and Rs 1000
B) Government of India plans to ease
the process.
C) The Reserve Bank also promised to
review the weekly limit in the near future depending on the pace of
remonetisation.
D) It must be ensured that no bank
can bypass this limit.
E) Bank play an important role in
remonetisation process
2. The Union government has announced that this
year onwards it is discontinuing the practice of providing printed copies of
the annual Economic Survey and the Budget to the media and the public. As such,
only the 788 members of Parliament will receive copies of these documents.
(……………………………………………………………………………………………………)At one level, it is true that both the
Economic Survey as well as the Budget are fairly technical documents and
experts can easily access them from the government website for analysis.
A) Budget is an important document
and should be presented fairly every time.
B) Economic Survey should continue as
it gives a chance for fair and proper development.
C) Rest of the members cannot take
part in budget presentation function.
D) Such a move will highly impact the
general public as it will reduce the transparency of the process.
E) The trigger for the government is
its attempt to go green and, to that extent, it is a welcome move.
3. The recent announcement by Guy Standing, that
India would soon endorse a universal basic income (UBI) comes as a big shocker.
The Independent, further reports that Standing who has worked on several UBI
pilot projects in India is very confident of its success, especially since,
Finland has already started the experiment with 2,000 unemployed people, each
receiving 560 euros (or $480) each month for two years with little or no
pre-conditions. (………………………………………………………………)However, UBI as a concept has been
barely researched, and such drastic step, with little proof of concept, may
likely prove disastrous in emerging markets such as India.
A) Even though UBI is not well
researched it should be studied thoroughly before it is implemented.
B) The Finnish government believes
that this step would improve the quality of life, reduce employment, and,
create more jobs.
C) Whenever a project is implemented
in one country, should be implemented in other countries too.
D) The government of Finland has
already completed this project and now its time for India to implement it.
E) Basic deposit facility must be
ensured for every person of the country so its good to implement the project.
4. With the taxman putting out a request for
private sector entities to help analyse the reams of data collected as part of
the demonetisation exercise, there is the fear that confidential tax data can
now get leaked and be used illegally. The government will obviously have to
ensure there are no data leaks. (…………………………………………………………………………………) Despite this,
the data doesn’t leak for two important reasons. One, just as the taxman who
handles data is bound by secrecy rules and a code of conduct, private sector
vendors and their employees are bound by confidentiality clauses and the law of
the land for breaching this. Two, the processor does not necessarily know the
identity of the person/organisation whose information is being processed.
A) The government has always ensured
that the data doesn’t leaks and is always in safe hand.
B) The government’s move to include
private players in data analysis has been highly criticized by the opposition.
C) It has to be kept in mind that,
even today, there are several private sector players who assist the taxman in
both analysing and processing tax data.
D) But to improve the quality of data
analysis of tax, it is important to include private sector.
E) Data leaks cannot be fully
restricted, but this should not stop the government from including private
sector in tax data analysis as this will improve efficiency.
5. On his first day in office, President Donald
Trump withdrew America from a mega-free trade agreement called the Trans
Pacific Partnership (TPP. India must
work double hard to strengthen the World Trade Organization and its
multilateral framework, which is also likely to come under attack from new
protectionism in the US. India should also pursue other trade deals, like the
Asean plus six Regional Comprehensive Economic Partnership (RCEP. (……………………………………………………………………………)
A) Now as the helm is in the hands of
Trump, it is now more important to keep a distance from WTO.
B) TPP has been a major success with
the coming of Trump.
C) However, such trade deals are no
substitute for a strong, rule-based multilateral framework, which the WTO
represents.
D) Leaving Asean and RCEP, India can
avoid relation with other organization as they are of very little importance.
E) President Donald Trump has
acquired an image of a strict President by ruling out any option of foreign
trade.
Directions (6 – 10): In each of the following
questions, a word has been used in sentences in four different ways. Choose the
option corresponding to the sentence in which the usage of the word is
INCORRECT or INAPPROPRIATE.
6. Private
A) I must speak to you in private.
B) Vivek used to be a private
investigator in Mumbai.
C) Astha couldn’t afford to pay for a
private room at the hospital.
D) Amit went private along with his
business so as to make it a big success.
E) All are correct
7. Serve
A) He served as a chairman for three
years.
B) This box will serve with a table.
C) It serves you right.
D) Rohit loves coming here since he
thinks this place serves the only fast food worth eating.
E) All are correct
8. Boundary
A) The police station marks the
boundary between the two localities.
B) Virat pushed the ball inside the
boundary rope while being in the air and took a stunning catch to dismiss the
batsman.
C) The boundary formed when two old
friends meet after a long time is worth watching.
D) We try to explain things across
cultures; in spite of boundaries.
E) All are correct
9. Approve
A) The team approved with his
proposal.
B) My parents don’t approve of me
staying out after midnight.
C) I don’t approve of what Vineet has
done.
D) The new drug is awaiting approval
by the government agency before it can be prescribed.
E) All are correct
10. Confirm
A) Everest was not confirmed as the
highest mountain peak on earth until 1863.
B) A biopsy is needed to confirming
whether she actually has cancer or not.
C) I’d like to confirm our
reservations.
D) The report has yet to be
confirmed.
E) All are correct
Answers:
1. C) 2. E) 3. B)
4. C) 5. C) 6. D)
7. B) 8. C) 9. A) 10. B)
Explanations:
1. By seeing the next line after the
blank, i.e RBI has also removed all limits on cash, we get a hint that the last
statement talks about removing of certain restriction. Hence Option C suits the
best.
2. Option
E suits the best as it gives the impact of the new announcement. Option A and B
are vague. Option C is not a feasible measure. Option D is wrong because even
if less number of copies will be printed the copy of budget will be available
on the website as said in the last statement.
3. Option A just repeats the next
statement so it is not correct. Option C is a vague statement and is not true
in every case. Option D is wrong because in the previous statement it has been
already mentioned that Finland has started the pilot project. Option E states
something about Basic deposit scheme which is not related to the passage which
talks about Basic Income project. Option B is correct as it explains the
thinking of Finland Government.
4. As the next statement states that
“Despite this the data doesn’t leaks” hence the blank statement should be
related to something that there are already private players in this field.
Hence Option C is best.
5. Option C is the only option that fits
the blank. Option A is vague as there is no reason for keeping distance from
WTO, whoever be the President of The US. Option B is also vague. Option D is
wrong as it says an illogical thing. Option E is not related to the passage as
it talks about the image of Trump and foreign trade.
QUANTITATIVE APTITUDE
Directions (1
– 5): What value should come in the place of question mark (?) in the following
equations:
1. 3 1/3 ÷ 6 3/7 x 1 1/2 x 22/7 = ?
a) 4.4
b) 22/7
c) 5/22
d) 40.5
e) 22/9
2. 40.83
x 1.02 x 1.2 = ?
a) 49.97592
b) 41.64660
c) 58.7952
d) 42.479532
e) 56.5638
3. [(144)2 ÷
48 x 18] ÷ 36 = √?
a) 23328
b) 36
c) 216
d) 46656
e) None of these
4. (23.16% of 1254) –
(16.6% of 834)
a) 159.5
b) 157.5
c) 155.5
d) 153.5
e) 162.7
5. 3/8 of 168 x 15 ÷ 5 +
? = 549 ÷ 9 + 235
a) 189
b) 107
c) 174
d) 296
e) 326
Directions (6
– 10): What approximate value will come in the place of question mark (?) in
the following equations:
6. 25.05 x 123.95 + 388.99 x 15.001 = ?
a) 900
b) 8950
c) 8935
d) 8975
e) 8995
7. 783.559 + 49.0937 x 31.679 –
58.591 = ?
a) 26600
b) 5000
c) 12800
d) 2550
e) 2280
8. (755 % of 523) ÷ 777 =
?
a) 5
b) 12
c) 19
d) 26
e) 29
9. 158.25
x 4.6 +21 % of 847 +? = 950.93
a) 35
b) 40
c) 25
d) 50
e) 45
10. 25.05 % of 2845 + 14.95 x 2400 = ?
a) 36700
b) 36500
c) 35800
d) 35600
e) 36200
Answers:
1) e 2) a
3) d 4) b 5) e 6) c
7) e 8) c 9) b 10) a
Solution:
1. E) 3 1/3 ÷ 6 3/7
x 1 1/2 x 22/7 = ?
= 10/3 ÷ 45/7 x 3/2 x 22/7
= 10/3 x 7/45 x 3/2 x 22/7
= 22/9
2. A) 40.83 x 1.02 x 1.2 = ?
= (40.83
+ 0.8166) x 1.2
=
41.6466 x 1.2 = 49.97592
3. D) [(144)2 ÷ 48 x 18] ÷ 36 = √?
= [144 x 144
x18 / 48 x 36]2
= (216)2 =
46656
4. B) (23.16%
of 1254) – (16.6% of 834)
=295.944-138.444 = 157.5
5. E) 3/8 of 168 x 15 ÷
5 + ? = 549 ÷ 9 + 235
= 3/8 x 168
x15 x 1/5 + ? = 549 x 1/9 + 235
= 3 x
21 x 3 + ? = 61 + 235
= 296 – 189 = 107
6. C) 25.05
x 123.95 + 388.99 x 15.001
=25 x 124 + 389 x
15 = 3100 + 5835 =8935
7. E) 783.559
+ 49.0937 x 31.679 – 58.591 = ?
= 783.559 +
1555.239322 – 58.591 ≈2280(approx)
=
2280.207322
8. C) (755 %
of 523) ÷ 777 = ?
= 3948.65/777
=5.08 ≈ 5(approx)
10. A) 25.05 % of 2845 + 14.95 x 2400
= ?
≈ 25/100 x 2845 + 15 x 240
≈ 711.25 + 36000
≈ 36711.25 ≈36700
REASONING
Directions (1
– 5): Read the following information and answer the questions given below:
Six persons A, B, C, D, E
and F are sitting around a round table facing towards the centre of the table
in a restaurant. They have ordered for different items (Pizza, Strawberry,
Vanilla, Burger, Pastries and Patties) as their lunch. They are wearing T-shirts
of different colours, i.e. white, black, green, red, yellow and blue. Order of
items for the lunch and colours of T-shirts are not necessarily according to
the order of their names.
I. The persons who have
ordered for Pizza, Vanilla and Pastries are neither in white T-shirt nor in
black.
II. The persons who are
in green and yellow T-shirts have neither ordered for Pizza nor for Vanilla.
III. A is neither in
white T-shirt nor on the immediate left of the person who has ordered for
Burger.
IV. The only person who
is between E and F eats Strawberry. The person who is on the left side of the
person in white T-shirt does not eat Patties.
V. D has ordered for
Burger and the colour of his T-shirt is green. He is facing the person who has
ordered for Strawberry.
VI. One who has ordered
for Pizza is seated opposite to the person wearing blue T-shirt, while the
person whose T-shirt is of green colour is on the left of the person who has
ordered for Pastries.
VII. One who has ordered
for Patties is on the immediate right of the person in white T-shirt but on the
immediate left of the person who has ordered for Vanilla.
VIII. C has not ordered
for Vanilla while F has ram ordered for Pizza.
1. Who among the following is in white T-shirt?
a) A
b) B
c) C
d) E
e) None of these
2. The only person, who is between E and P, la wearing
T-shirt of the colour
a) red
b) blue
c) black
d) yellow
e) None of these
3. Who among the following has ordered for Pastries?
a) A
b) B
c) C
d) E
e) None of these
4. Which of the following is correctly matched?
a) A - Yellow - Burger
b) B - Red - Vanilla
c) E - Red - Pizza
d) F - Black –
Pastries
e) None of these
5. The colour of the T-shirt of the person, who has ordered
for patties, is
a) Red
b) Yellow
c) Blue
d) Black
e) None of these
Directions (6
– 10): Answer these questions based on the following information.
Mr.Bankatlal acted as a
judge for the beauty contest. There were four participants, they are Ms.Andhra
Pradesh, Ms. Uttar Pradesh, Ms. West Bengal and Ms. Maharashtra. Mrs.Bankatlal
who was very anxious about the result asked him about it as soon as he
was back home, Mr. Bankatlal just, told that the one who was wearing the yellow
saree won the contest, When Mrs. Bankatlal pressed for further details, he
elaborated as follows :
I. All of them were
flitting in a row.
II. All of them were wore
sarees of different colours viz., green, yellow, white, red.
III. There was only one
runner-up and she was sitting beside Ms. Maharashtra.
IV. The runner- up was
wearing the green saree.
V. Ms.West Bengal was not
sitting at the ends and was not the runner-up.
VI. The winner and the
runner-up are not sitting adjacent to each other.
VII. Ms. Maharashtra was
wearing white saree.
VIII. Ms.Andhra Pradesh
was not wearing the green scree.
IX. Participants wearing
yellow saree and white saree were at the ends.
6. Which saree was worn by Ms. Andhra Pradesh?
a) White
b) Green
c) Red
d) Yellow
e) Data inadequate
7. Who wore the red saree ?
a) Ms. Maharashtra
b) Ms. Uttar Pradesh
c) Ms. Andhra Pradesh
d) Ms. West Bengal
e) Either Ms. Maharashtra or Ms.
Uttar Pradesh
8. Ms. West Bengal was sitting adjacent to
a) Ms. Uttar Pradesh only
b) Ms. Andhra Pradesh and Ms. Uttar
Pradesh
c) Ms. Uttar Pradesh and Ms.
Maharashtra
d) Ms. Andhra Pradesh and Ms.
Maharashtra
e) Ms. Uttar Pradesh and Ms. Andhra
Pradesh
9. Who was the runner-up?
a) Ms. Maharashtra
b) Ms. Uttar Pradesh
c) Ms. Andhra Pradesh
d) Ms. West Bengal
e) Either Ms. Maharashtra or Ms.
Uttar Pradesh
10. The person who wore white saree sitting adjacent to
which of the following persons
a) Ms. Uttar Pradesh
b) Ms. Andhra Pradesh
c) Ms. West Bengal
d) Data
Inadequate
e) Ms. Maharashtra
Answers:
1)c
2)d 3)a 4)c
5)d 6)d 7)d
8)b 9)b 10)a
Explanations:
(1 – 5):
(6 – 10):
|
Ms Maharashtra
|
Ms. Uttar Pradesh
|
Ms. West Bengal
|
Ms. Andhra Pradesh
|
|
White
|
Green
|
Red
|
Yellow
|
|
|
(Runner – up)
|
|
(Winner)
|
