Sectional Test for Bank Exams (Set - 33)

Sectional Test for Bank Exams (Set - 33)

ENGLISH

Directions (1 – 5): In the passage given below there are 5 blanks, each followed by a word given in bold. Even blank has four alternative words given in options (A),(B),(C) and (D). You have to tell which word will best suit the respective blank. Mark (E) as your answer if the work given in bold after the blank is your answer i.e “No change required”. 

Policymakers in India frequently have to make decisions that they hope will influence variables such as the number of jobs created, the _(1)_ purchasing power of agricultural workers and landholders, and so on. However, worryingly, the data that are generally used to address these questions have gaps in their timing, or _(2)_ incomplete in their coverage. It is welcome, therefore, that the government has chosen to move forward with an attempt to remedy this situation. The vice-chairperson of the NITI Aayog, recently said that a task force _(3)_ last month would prioritize commissioning household-level surveys; he mentioned, specifically, that there would be an annual jobs survey and quarterly estimates of urban employment. It is hoped that these new surveys will be more reliable and comprehensive, and thus be a _(4)_ improvement over the current situation. While several different estimates of unemployment and employment emerge from various state and quasi-state institutions, from 2010, the Labour Bureau in Chandigarh has also been conducting an annual employment-unemployment survey, the last iteration of which sampled 156,563 households. Any replacement survey will have to be quicker and more frequent than this survey, as well as more reliable. It will also have to look _(5)_ indicators other than the simple rate of unemployment, which is not very informative in the Indian context. The data will have to be granular, and adapted to the peculiarities of the Indian labour market.

1. A) separate B) approximate C) relative D) independent E) None of these

2. A) is B) are C) was D) were E) None of these

3. A) create B) assigned C) appointed D) created E) None of these

4. A) considerable B) reasonable C) minute D) much E) None of these

5. A) At B) to C) in D) from E) None of these

Directions (6 – 10): Read each sentence to find out whether there is any grammatical or idiomatic error in it. The error any, will be in one part of the sentence. The number of that part is the answer. If there is no error, the answer is (e):- 

6. The situation has become (a)/ worse as the banks had become(b)/ lenient in giving(c)/ credit to consumers. (d)/ No error(e)

7. Amendment would benefit (a)/ the children who have been (b)/ working in various industries now and (c)/ they can concentrate in education. (d)/No error(e)

8. Mobile devices have become smarter(a)/ and most intuitive leaving customers(b)/ spoilt with a choice of(c)/ different mobile offerings. (d)/No error(e)

9. Most broad based taxes are(a)/ assigned to the centre while(b)/ most expenditure function is(c)/ assigned to states. (d)/No error(e)

10. Innovative methods are being(a)/ tried from the companies to(b)/ lure customers like financing of cycles(c)/ and free insurance packages. (d)/No error(e)

Answers with Explanations:

1. A) ‘Relative’ means with respect to, which is useful in the sentence.

2. B) Present tense and plural form.

3. C) ‘Appointed’ means to be given a task.

4. A) Considerable is positive if compared to other options.

5. A) The preposition is appropriate according to the use in sentence.

6. B) The sentence is in simple present tense, while the helping verb used here is ‘had’.

7. D) The preposition ‘in’ is incorrect. The correct one is ‘on’.

8. B) In the sentence, comparative degree of adjective is used, while in this part , superlative is used. ‘Most’ will be replaced by ‘more’.

9. C) According to the meaning of the sentence, plural form will be used, i.e., ‘functions are’.

10. B) ‘From’ preposition is wrong here, ‘by’ will come.

QUANTITATIVE APTITUDE

1. Fresh apples contain 70% water by weight, whereas dried apples contain 4% water by weight. How many kg of dried apples can be obtained from 24 kg of fresh apples?

A) 9.3 kg

B) 7.1 kg

C) 8.2 kg

D) 7.5 kg

E) 9.8 kg

2. There are 420 students residing in a hostel. If the students increase by 100, the expenses of the mess increase by Rs 500 per month, while the average expenditure per head diminishes by Rs 25. What is the original monthly expense of the mess?

A) Rs 105

B) Rs 120

C) Rs 135

D) Rs 180

E) Rs 165

3. Points A and B are 45 km apart. Boat P can cover downstream from A to B and back from B to A in a total of 20 hours. Another boat Q can cover the same distance in a total of 8 hours. If the speed of boat P is half the speed of boat Q, then what is the speed of current?

A) 3 km/hr

B) 8 km/hr

C) 6 km/hr

D) 10 km/hr

E) 12 km/hr

4. On selling rice for Rs 120 per kg, a shopkeeper incurs a loss of 10%. What will be the amount of rice sold, if there was a net loss of Rs 40?

A) 5 kg

B) 2.5 kg

C) 4 kg

D) 3 kg

E) 4.5 kg

5. Can A contains 108 l of milk of milk and water in ratio 7 : 1. Another can B contains milk and water in ratio 6 : 1. If the mixtures of both the cans are mixed in another can, the respective ratio becomes 13 : 2. Find the amount of new mixture formed?

A) 94.5 l

B) 119.5 l

C) 143.5 l

D) 187.5 l

E) 202.5 l

6. A letter is chosen at random from ‘MENTORFORBANKEXAMS’. What is the probability that it is a vowel?

A) 1/5

B) 1/6

C) 1/2

D) 1/3

E) 5/18

7. A shopkeeper bought rice at the rate of 12 Rs/kg. While selling he uses false weights of 750 gms instead of 1 kg. If he sells rice making a profit of 60%, then he sold rice at what rate (per kg)?

A) Rs 16.9

B) Rs 15.7

C) Rs 12.8

D) Rs 14.4

E) Rs 15.3

8. A sum of Rs 6800 is deposited in two schemes. One part is deposited in Scheme A which offers 12% rate of interest. Remaining part is invested in Scheme B which offers 10% rate of interest compounded annually. If interest obtained in scheme A after 5 years is Rs 678 more than the interest obtained in scheme B after 2 years, find the part deposited in scheme A.

A) Rs 4200

B) Rs 3900

C) Rs 3400

D) Rs 2600

E) Rs 3000

9. Ratio of age of A 3 years hence to C 4 years hence is 6 : 7. Age of B is 9 years greater than the age of A and the ratio of age of B 2 years ago to that of C 8 years ago is 4 : 3. Find the sum of all of A, B and C’s present ages.

A) 134

B) 129

C) 124

D) 108

E) 113

10. A and B started a business by investing Rs 2400 and Rs 2000 respectively. After 6 months A added Rs 900 while B added Rs 700 to their respective investments. If after a year, out of total profit share of A is Rs 2500 more than the share of B, find the total profit.

A) Rs 34000

B) Rs 25000

C) Rs 29000

D) Rs 31000

E) Rs 26000

Solutions:

1. D) In 24 kg of apples,  water is 70%, so pulp is 30% = 30% of 24kg = 7.2 kg

Let total of x kg dried apples is to be obtained from 24 kg of fresh apples.

So in this x kg dried apples, 96% should be pulp to have 4% water. So

96% of x = 7.2 kg

Solve, x = 7.5 kg

2. C) Let original monthly expense of the mess = Rs x

So 520 (x – 25) – 420x = 500  [520 is (420+100)] Solve, x = Rs 135

3. A) Speed of boat Q in still water = 2x km/hr, then of boat P = x km/hr.

Let speed of current = y km/hr

So, 45/(x + y)  + 45/(x – y)  = 20

And also, 45/(2x + y)  + 45/(2x – y)  = 8

Solve both equations, y = 3 km/hr

4. D) 10% of total CP = Rs 40

So 100% = Rs 400, means total CP = Rs 400

So SP = 400 – 40 = Rs 360

So total rice sold at this price = 360/120 = 3kg 

5. E) By rule of allegation:

(108 l)………..…………..(x l)

1/8………………………1/7

…………..……2/15

1/7*15………………….1/8*15

So ratio is 1/7*15 : 1/8*15 = 8 : 7

So 108/x = 8/7

Solve, x = 94.5 l

So total mixture formed is 108 + 94.5 = 202.5 l

6. D) There are total 18 letters in “MENTORFORBANKEXAMS”

And total 5 vowels – 2 A’s, 2 E’s, 2 O’s

So probability is 6/18 = 1/3

7. D) When he uses 750 gms instead of 1000 gms. He makes a profit of

(1000-750)/750 × 100 = 100/3%

Let on CP he gains x%.

So using successive formula:

100/3 + x + (100/3 * x)/100 = 60

Solve x = 20 %

Now CP is Rs 12. Profit % is 20 %

Find SP.

SP = 120% of 12 = Rs 14.4 per kg.

8. D) (6800-x)*12*5/100 = x [ (1 + 10/100)^2– 1] + 678

68*12*5 – 60x/100 = 21x/100 + 678

Solve, x = Rs 4200

So in scheme A = 6800-4200 = Rs 2600

9. E) (A+3)/(C+4) = 6/7

B = 9 + A

(B-2)/(C-8) = 4/3

Solve all, A = 33, B = 42,  = 38

10. E) Ratio of shares A : B is

2400*6 + 3300*6 : 2000*6 + 2700*6

24 + 33 : 20 + 27

57 : 47

So (57-47)/(57+47) * x = 2500

Solve, x = Rs 26000

REASONING

Directions (1 – 5): Study the following information carefully and answer the questions given below:

There are nine persons Anil, Balaji, Chaitu, Dinesh, Eswar, Feriq, Ganesh, Hari and Ishant stay on a nine floors building, but not necessarily in the same order. Only one person stays on each floor. All of them have either Bike or Car of different colours i.e. yellow, golden, red, orange, purple, black, white, silver and grey, but not necessarily in the same order. Only five of them have Car. The ground floor is numbered 1 and the topmost floor is numbered 9. There are two floors between the floors on which the persons having a black Bike and silver Car stay. Chaitu owns a red Bike. Feriq does not own a grey Bike. Anil stays on even numbered floor below the even numbered floor on which Hari stays. The one who owns a purple Car stays on the fourth floor. Dinesh stays on the second floor and owns the orange Car. The one who owns the golden Car stays on the topmost floor. Anil does not own a white Car. Feriq owns a black Bike and stays on an odd-numbered floor. There is only one floor between the floors on which Ferriq and Ganesh stay. Eswar stays immediate above the floor on which Ishant stay. Ganesh does not stay on the ground floor. Balaji stays immediate above the floor on which Hari stay. There are three floors between the floors on which Chaitu and Feriq stay. The one who owns the silver car stays immediate above Ganesh. Eswar stays on the fourth floor. The one who owns the grey Bike stays on the third floor. 

1. What is the colour of the Car of the person who stays on the 4th floor? 

a) Red 

b) White 

c) Orange 

d) Purple 

e) Yellow 

2. How many persons are in between the one who has a golden car and the one who stays on the 4th floor? 

a) Five 

b) Three 

c) Seven 

d) Four 

e) None of these 

3. Who lives on the 7th floor? 

a) The one who has a white car 

b) Balaji 

c) Ganesh 

d) Both (a) and (c) 

e)The one who has a silver car

4. Four of the following five are alike in a certain way and hence they form a group. Which one of the following does not belong to that group? 

a) Red 

b) White 

c) Golden 

d) Silver 

e) Grey 

5. Which of the following coloured bike does Feriq have? 

a) Yellow 

b) Red 

c) Purple 

d) Grey 

e) Black

Directions (6 – 10): Each question below is followed by three arguments numbered I, II and III. You have to decide which of the arguments is ‘strong’ and which is ‘weak’.

6. Statement: Should the rule of wearing helmet for both driver and pillion rider while driving a motor bike be enforced strictly? 

Arguments: 

I. Yes, it is a rules and less should be followed strictly by all.

II. No, each individual knows how to protect his own life and it should be left to his discretion.

III. No, it does not ensure safety as only the head is protected and rest of the body is not.

IV. Yes, it is a necessity as head, being the most sensitive organ, is protected by all helmet. 

a) None is strong

b) I and III are strong

c) I and IV are strong

d) II and IV are strong

e) All are strong 

7. Statement: Should be income generated out of agriculture activities be taxed? 

Arguments:

I. No, farmers are otherwise suffering from natural calamities and low yield coupled with low procurement price and their income should not be taxed.

II. Yes, majority of the population is dependent on agriculture and hence their income should be taxed to augment the resources. 

III. Yes, many big farmers earn much more than the majority of the service earners and they should be teased to remove the disparity. 

a) All are strong 

b) I and II are strong 

c) II and III are strong 

d) All are strong 

e) None of these 

8. Statement: Should all the indirect taxes in India be combined into a single tax on all commodities? 

Arguments:

I. Yes, this will considerably simplify the tax collection mechanism and the cost of collecting tax will also reduce.

II. Yes, the manufacturers and traders will be benefited by this which is turn will boost tax collection. 

III. No, no other country has adopted such system.

a) None is strong 

b) I and II are strong 

c) Only II is strong 

d) II and III are strong 

e) None of these 

9. Statement: Should all the management institutes in the country be brought under government control? 

Arguments: 

I. No, the government does not have adequate resources to run such institutes effectively. 

II. No, each institute should be given freedom to function on its own. 

III. Yes, this will enable to have standardized education for all the students.

IV. Yes, only then the quality of education would be improved. 

(a) None is strong 

(b) I, II and III are strong 

(c) I and II are strong 

(d) All are strong 

(e) Only III is strong 

10. Statement: Should be consumption of aerated drinks be banned in India? 

Arguments: 

I. Yes, this is the only way to reduce the risk of exposing people to some diseases. 

II. No, each individual should have right to choose what he wants.

III. No, there is no confirmed evidence that such products have adverse effects on human body. 

IV. Yes, it is banned in many other countries also.  

a) Only I is strong 

b) I and II are strong 

c) Only III is strong 

d) I and IV are strong 

e) All are strong 

Solutions:

(1 – 5):

Floor	Person	Colour	Vehicle
9	Balaji	Gold	Car
8	Hari	Silver	Car
7	Ganesh	White	Car
6	Anil	Yellow	Bike
5	Feriq	Black	Bike
4	Eswar	Purple	Car
3	Ishant	Grey	Bike
2	Dinesh	Orange	Car
1	Chaitu	Red	Bike

1. D)   2. D)   3. D)   4. D)   5. E)  

6. C) Argument I and IV are strong because the rule of wearing helmet for both driver and pillion rider while driving a moton bike should be followed strictly by all. It protects our head which is the most sensitive organ of human body.

7. C) Argument II and III are strong because many farmers earn more money that service class people and a huge amount of tax can be collected if income tax is implemented on farmers.

8. E) Argument I and II are strong because a single tax will simplify the tax collection mechanism and manufacturers and traders will be benefited by it. What other countries are doing, we should not adopt that blindly. So, Argument III is not strong.

9. A) Clearly, none of the argument is strong.

10. C) Argument I is not strong due to the word ‘only’. Three are some law which stop an individual to do wrong acts which he wants. So, argument II is not strong. Argument III is strong because there is no confirmed evidence that such products have adverse effects on human body. What other countries are doing. We should not follow that blindly. So, argument IV is not strong.