Dear Aspirants,
Welcome to Mentor
for Bank Exams. In the beginning of new session 2017-18, there are numbers
of new schemes will be added under Pradhan Mantri Kaushal Vikas Yojana (PMKVY).
These are skill development schemes to encourage aptitude towards employable
skills. This will also increase working efficiency and employment in India.
Some
important schemes/programmes are given below:
1. Schemes & Programmes
related with Bank & Insurance
1. Pradhan Mantri Jan Dhan Yojana (PMJDY)
Pradhan mantri jan dhan yojana was
launched on August 28, 2014, the main objective of this schemes is financial
inclusion and access to financial services for all household in the country.
Under PMJDY, any individual above the age of 10 year can open a bank account
without depositing any money. It has seen a great success, about 21 crore
accounts have been opened in just about one and half year.
2. Pradhan Mantri Sukanya Samriddhi Yojana (PMSSY)
Pradhan mantri sukanya samriddhi
yojana was launched on January, 2015, the main objective of this scheme is to
secure the future of girl child. It is a phenomenal step by the GoI and it was
launched on 22nd January, 2015. It is a part of GoI’s ‘Beti Bachao-Beti Padhao’
initiative. Under this scheme, a saving account can be opened in the name of
girl child and deposits can be made for 14 years. After the girl reach 18 years
of age, she can withdraw 50% of the amount for marriage of higher study
purpose. After the girl complete 21 years of age, the maturity amount can be
withdrawn including the interest at rates decided by Government every year.
3. Pradhan Mantri Mudra Yojana (PMMY)
Pradhan mantri mudra yojana (PMMY)
was launched on April 8, 2015, the main objective of this scheme is financial
suport for growth of micro enterprises sector. This yojana was launched with
the purpose of funding to the non-corporate small business sector. As per the
official websites of PMMY, 27344053 number of loans have been sanctioned under
the scheme till February 26, 2016. The amount sanctioned has reached more than
Rs 1 lakh crore.
4. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
Pradhan mantri jeevan jyoti bima
yojana (PMJJBY) was launched on May 9, 2015, the main objective of this scheme
is to provide life insurance cover to all Indian citizens. Under this scheme,
the policy holder can get a life insurance cover of Rs 2 Lakh with an annual
premium of just Rs 330 excluding service tax. All the Indian citizen between
18-50 years of age with a saving bank account are eligible to avail the scheme.
5. Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Pradhan mantri suraksha bima yojana
(PMSBY) was launched on May 9, 2015, the main objective of this scheme is to
provide accidental insaurance cover to all indian citizens. Under this scheme,
the policy holder can get a insurance cover for a sum of Rs 2 lakh in case of
accidental death or permanent full disability or a sum of Rs 1 lakh in case of
partial but permanent disability. Annual premium is just Rs 12 per person per
year excluding service tax. All the Indian citizens between 18-70 years of age
eligible to avail the scheme. The scheme is valid for one year and it can be
renewed every year.
6. Atal Pension Yojana (APY)
Atal pension yojana (APY) was
launched on May 9, 2015, the main objective of this scheme is to increase the
number of people covered under any kind of pension scheme. APY is one of the
three jan suraksha schemes launched by PM Narendra Modi. Under this scheme, the
beneficiary have to make contribution for at least 20 years before he/she can
get pension after attaining age of 60 years. The scheme provides a monthly
pension of Rs 1000 to Rs 5000 per month based on the contribution amount.
7. Kisan Vikas Patra
Kisan vikas patra was launched on
March 3, 2015, the main objective of this scheme is to provide safe and secure
investment avenues to the samll investors. Kisan vikas patra is an investment
scheme wherein the invested money will get doubled in 8 years and 4 months. The
kisan vikas patra certificates would be available in the denominations of Rs
1,000, 5,000, 10,000 and 50,000 and there is no upper limit on investment in
KVPs.
8. Gold Monetisation Schemes
Gold monetisation schemes was launched
on November 4, 2015, the main objective of this schemes is to reduce the
reliance on gold imports over time. The programme is to lure tonnes of gold
from households into the banking system. Under the scheme, people can deposit
gold into the banks and earn interest based on the value of the gold.
2. Schemes & Programmes
related with Agriculture and Rural Development
1. Pradhan Mantri Fasal Bima Yojana (PMFBY)
Pradhan mantri fasal bima yojana was
launched on October 11, 2014. The main objective of this scheme is to rabi and
kharif crops and financial support to farmers in case of damage of crops. Under
this scheme, maximum insurance charges payable by farmer is 2% of sum insured
or Actuarial rate for Kharif crops, and 5% for commercial horticulture crops.
The scheme is implemented through ministry of agriculture and farmers welfare
designated / empanelled Agriculture Insurance company of Indian and same
private insurance companies.
2. Pradhan Mantri Gram Sinchai Yojana (PMGSY)
Pradhan mantri gram sinchai yojana
was launched on July 1, 2015. The main objective of this scheme is irrigating
the field of every farmer and improving water use efficiency to provide ‘Per
Drop More Crop’. The scheme is aimed to attract investments in irrigation
system at field level, develop and expand cultivable land in the country,
enhance ranch water use in order to minimize wastage of water, enhance crop per
drop by implementing water-saving technologies and precision irrigation.
3. Soil Health Card Scheme
Soil health card scheme was launched
on February 17, 2015. The main objective of this scheme is to help farmers to
improve productivity from their farms by letting them know about
nutrient/fertilizer requirements for their farms. The soil health card studies
and reviews the health of soil or rather a complete evaluation of the quality
of soil right from its functional characterstics, to water and nutrients
content and other biological properties.
4. Sansad Adarsh Gram Yojana (SAGY)
Sansad Adarsh Gram Yojna was launched
on October 11, 2014. The main objective of this scheme is to develop Social,
cultural, economic infrastructure of villages. Under this scheme villages will
be transformed into model villages by providing all round infrastructural along
with emphasis on gender equality, women empowerment and dignity, social
justice, cleanliness, community service, peace, harmony and eco-friendliness
also provided piped drinking water, connectivity to the main road, electricity
supply to all househols, libraries in the villages, telecom and broadband
connectivity including CCTVs in public area.
5. Deen Dayal Upadhyaya Gram Jyoti Yojana (DDUGJY)
Deen Dayal Upadhyaya Gram Jyoti
Yojana was launched on July 25, 2015. The main objective of this scheme is
electric supply feeder separation (rural households and agriculture) and
strengthening of sub-transmission and distribution infrastructure including
metering at all levels in rural areas. DDUGJY will help in providing round the
clock power to rural households and adequate power to agriculture consumers.
6. Shyama Prasad Mukherji Rurban Mission
Shyama Prasad Mukherji Rurban Mission
was launched on February 21, 2016. The main objective of this scheme is to
create 300 rural clusters across the country and strengthen financial, job, and
lifestyle facilities in rural areas. This scheme will include skill development
training linked to economic activities, Agro Processing, Agri Services, Storage
& warehousing, digital literacy, sanitation, provisions of pipe water
supply, Solid and liquid waste managment, upgrading schools, citizen service
centers for electronic delivery of citizen centric services
7. Rashtriya Gokul Mission
Rashtriya Gokul Mission was launched
on December 16, 2014. The main objective of this scheme is to conserve and
develop indigenous bovine breeds. Under this scheme, it will undertake breed
improvement programme for indigenous cattle breeds so as to improve the genetic
make up and increase the stock, also enhance milk production and productivity.
3. Schemes & Programmes
Related with Technology, Education & Skill Development
1. Digital India
Digital India was launched on July 1,
2015. The main objective of this scheme is to deliver government services to
citizens electronically by improving online infrastructure and by increasing
internet connectivity. Under this scheme, three module should be followed (i)
Digital Infrastructure as a Utility to every citizen. (ii) Governance and
services on demand, (iii) Digital empowerment of citizens. Key projects of
digital India are Digital Locker System, My Gov. In, Swachh bharat mission
mobile app, e-sign framework, Online Registration System, National Scholarship
portal, Digital India Platform.
2. Skill India
Skill India was launched on July 16,
2015. The main objective of this scheme is to train over 40 crore people in
India in different skill by 2022. Under this scheme, many programs are
included, space & scope for development of talents of the Indian youth. The
scheme also targeted to identify new sectors for skill development and develop
more of those sectors which have already been put under skill development for
the last so many years.
3. Deen Dayal Upadhyay Grameen Kaushalya Yojana (DDUGKY)
Deen dayal upadhyay grameen kaushalya
yojana was launched on July 25, 2015. The main objective of this scheme is to
achive inclusive growth by developing skills and productive capacity of the
rural youth from poor families. Its main aim to train rural youth who are poor
and provide them with jobs having regular monthly wages.
4. Udaan Scheme
Udaan scheme was launched on November
14, 2014. The main objective of this scheme is encouraging girls for higher
technical education and aims to provide a platform that empowers girl students
and provides them with better learning opportunity.
5. Unnat Bharat Abhiyan
The ministry of Human Resource
Development (MHRD) has launched a programme called Unnat Bharat Abhiyan with an
aim to connect institutions of higher education, including Indian Institutes of
Technology, National institute of technology and indian institutes of Science
Education and Research (IISERs) with local communities to address the
development challenges through appropriate technologies.
6. Pradhan Mantri Kaushal Vikas Yojana (PMKVY)
Prime minister Narendra Modi on
January 8, 2017 announced that the government is planning to launch Pravasi
Kaushal Vikas Yojana to train Indian Youth for overseas employment. The seeks
to train and certify Indians who are seeking overseas employment.
7. Swayam Prabha
Government has approved a project to
launched ‘SAWYAM Prabha’-a project for operationalising 32 direct to home (DTH)
Television Channels for providing high quality educational content to all
teachers, students and citizens across the country interested in lifelong
learning. The main feature of SWAYAM Prabha is based on course contents
covering diverse disciplines such as arts, science, commerce, social science,
performing arts etc and also covers all level of education.
4. Schemes & Programmes
Related with Employment and Poverty Alleviation
1. Make in India
Make in India was launched on
September 25, 2014. The main objective of this scheme is to encourage
multinational as well as domestic companies to manufacture their products in
India and create jobs and skill enhancement in 25 sectors.
2. Startup India, Standup India
Startup India, Standup India was
launched on January 16, 2016. The main objective of this scheme is to provide
support to all start-up bussiness in all aspects of doing bussiness in India.
The main key feature of this scheme are Self certification, Start-up India hub,
Register through app, Patent protection & Rs 10,000 crore fund, National
Credit Guarantee Trust Company, No Capital Gains Tax, No Incom Tax foe three
years, Tax exemption for investments of higher value, Building Enterpreneurs,
Atal innovation Mission, Setting up incubators, Research Parks,
Enterpreneurship in biotechnology, Dedicated programmes in schools, Legal
Support, Rebate, Easy Rules & Faster exit.
3. Pradhan Mantri Garib Kalyan Yojanaye (PMGKY)
PMGKY was launched on April 2015. The
main objective of this scheme is to implement the pro-poor welfare schemes in
more effective way and reaches out to more poor population across the country.
5. Schemes & Programmes
Related with Health and Sanitation
1. Swachh Bharat Abhiyan
Swachh Bharat Abhiyan scheme was
launched on October 02, 2014. The main objective of this scheme is to fulfil
Mahatma Gandhi’s dream of a clean and hygienic India.
2. Namami Gange
Namami Gange scheme was launched on
July 10, 2014. The main objective of this scheme is to integrates the efforts
to clean and protect the Ganga river in a comprehensive manner. Namami Gange
approaches Ganga Rejuvenation by consolidating the exiting ongoing efforts and
planning for a concrete action plan for future. The interventions at Ghats and
River fronts will facilitate better citizen connect and set the tone for river
centric urban planning process.
3. National Bal Swachhta
National Bal Swachhta scheme was
launched on November 14, 2014. The main objective of this scheme is to provide
hygienic and clean environment, food, drinking water, toilets, schools and
other surroundings to the children. The Bal Swachhta Mission is a part of the
nationwide sanitation initiative of ‘Swachh Bharat Mission’ launched by the PM
on 2nd October, 2014.
4. Pradhan Mantri Jan Aushadhi Yojana (PMJAY)
PMJAY was launched on March 2016. The
main objective of this scheme is to provides drugs / medicines at affordable
cost across the country. ‘The scheme is a new version of earlier Jan Aushadhi
Yojana, to be renamed as Pradhan Mantri Jan Aushadhi Store at price less than
the market price.
5. Pradhan Mantri Surakshit Matritva Abhiyan (PMSMA)
PMSMA, an initiative of the Narendra
Modi Government, was launched on June 2016. The scheme aims at boosting the
health care facilities for the pregnant women, especially the poor. It also
seeks to protect pregnant ladies from infectious diseases.
6. Other Important
Programmes launched by Central Government
1. Beti Bachao, Beti Padhao Yojana
Beti Bachao Beti Padhao scheme was
launched on January 22, 2015. The main objective of this scheme is to generate
awareness and improving the efficiency of welfare services meant for women.
2. Pandit Deendayal Upadhyay Shramev Jayate Yojana (PDUSJY)
PDUSJY scheme was launched on October
16, 2014. The main objective of this scheme is to consolidate information of
Labour Inspection and its enforcement through a unified web portal, which will
lead to transparency and accountability in inpections.
3. Sagarmala Project
Sagarmala Project scheme was launched
on July 31, 2015. The main Objective of this scheme is to transform the
existing ports into modern world class ports. The prime objective of the
Sagarmala project is to promote portled direct and indirect development and to
provide infrastructure to transport goods to and from ports quickly,
efficiently and cost-effectively.
4. Vikalp Scheme
Vikalp scheme was launched on
November 1, 2015. The main objective of this scheme is for confirmed accomodation
in next alternative train for the waitlisted passengers. Vikalp scheme is
available only for the tickets booked through internet for six months and
option will be limited to mail and express trains running on Delhi-Lucknow and
Delhi-Jammu sectors.
5. National Sports Talent Search Scheme (NSTSS)
NSTSS scheme was launched on February
20, 2015. The main objective of this scheme is to identify sporting talent
among students in the age group of 8-12 years. The scheme is being implemented
by the sports Authority of India (SAI), under the Ministry of Youth Affairs
& Sports for spotting talented young children in the age group of 8-14 yrs
from schools and nurturing them by providing scientific Training.
6. PAHAL-Direct Benefits Transfer for LPG (DBTL) Consumers
Scheme
PAHAL was launched on January 1,
2015. The main objective of this scheme is to send the subsidy money of LPG
cylinder directly into the bank accounts of the consumers and increase
efficiency & transparency in the whole system. Under this scheme the
consumer can now receive subsidy in his bank accounts by two methods. Such a
consumer will be called CTC (Cash Transfer Compliant) once he joins the scheme
and is ready to receive subsidy in the bank account.
7. Setu Bhartam Project
Setu Bhartam Project was launched on
March 3, 2016. The main motive of this scheme is to free all national highways
from railway level crossings and renovate the old bridges on national highway
by 2019. Setu Bhartam is an ambitious programme with an investment of Rs
50,000/- crore to build bridges for safe and seamless travel on National
Highway.
