Banking Awareness Quiz (Set - 4)
1. The employees of the
bank went on strike and when it comes to risk what do you mean by this?
a) Operational risk
b) employee risk
c) credit risk
d) market risk
e) systemic risk
2. Basel II accord is
mostly concerned with:
a) Central vigilance commission
b) non performing assets
c) capital adequacy ratio
d) foreign direct investment
e) none of the above
3. A bank is unable to pay
its short term deposits because the bank‟s funds are blocked in long term
investments. The risk derived in this case is known is:
a) Market risk
b) operational risk
c) liquidity risk
d) interest rate risk
e) none of the above
4. A bank recently
introduced a new deposit scheme which was not popular amongst the public and
what do you mean by the risk associated with this?
a) Operations risk
b) credit risk
c) liquidity risk
d) market risk
e) none of the above
5. The Assets Liabilities
committee in a bank makes the assessment of:
a) Liquidity risk
b) credit risk
c) operations risk
d) all the above
e) none of the above
6. A debtor makes default
in repayment of a bank loan and which type of risk is this for a lending bank?
a) Liquidity risk
b) operational risk
c) interest rate risk
d) credit risk
e) none of the above
7. Which type of risk
arises before a bank that trades in government securities?
a) Liquidity risk
b) market risk
c) credit risk
d) trade risk
e) none of the above
8. Which of the following
options best defines the risk?
a) Loss occurred due to happening of an event
b) Loss occurred due to non happening of an event
c) Risk experienced due to uncertainty
d) Probability of loss due to uncertainty
e) None of the above
9. Which of the following
is not included in three pillars of BASEL capital accord?
a) Minimum capital requirement
b) supervisory review
c) market discipline
d) core banking solution
e) none of the above
10. When ICICI Limited
merged with ICICI bank?
a) 1st August, 2000
b) 1st August 2001
c) 1st August, 2002
d) 1st August, 2003
e) none of the above
11. Bank of Madura Limited
merged with:
a) ICICI bank limited
b) UTI bank limited
c) HDFC bank limited
d) IDBI bank
e) none of the above
12. Which bank has changed
its name to AXIS bank limited?
a) Centurion bank
b) Times bank
c) Bank of Punjab Limited
d) Bank of Karad
e) UTI bank limited
13. Bank of Cochin merged
with:
a) Punjab National Bank
b) Bank of Baroda
c) State Bank of India
d) Canara Bank
e) United Commercial bank
14. Times Bank Limited
merged with:
a) HDFC Bank
b) Bank of India
c) Punjab National Bank
d) Central Bank of India
e) none of the above
15. What do you mean by
horizontal merger?
a) Merger of two or more companies that manufacture
homogenous products
b) Merger of two or more companies that manufacture
heterogonous products
c) Merger of a principal company with its subsidiary company
d) All the above
e) None of the above
Answers:
1. A) 2. C)
3. C) 4. D) 5. A)
6. D) 7. B) 8. D)
9. D) 10. C) 11. A)
12. E) 13. C) 14. A)
15. A)
