Banking Awareness Quiz (Set - 2)
1. The ratio of the cash reserves that the banks are required to
keep with RBI is known as:
a) Liquidity ratio
b) Statutory liquidity ratio
c) CRR
d) Net demand and time liabilities
2. The availability of
cash and other cash like marketable instruments that are useful in purchases
and investments are commonly known as:
a) Cash crunch
b) liquidity
c) credit
d) marketability
e) none of these
3. Which of the following
schemes launched by the Government of India provides a guaranteed 100 days
employment to rural employment seekers in India?
a) Bharat Nirman
b) Swarnajayanthi Grameen Rozgar Yojana
c) National Rural Employment guarantee act
d) National food for work programme
e) none of these
4. The Reserve Bank of
India keeps on modifiying various rates/ratios to keep the flow of liquidity in
the market in a balanced manner and which of the following rates/ratios/indexes
is not directly controlled by the RBI?
a) Cash reserve ratio
b) bank rate
c) repo rate
d) reverse repo rate
e) wholesale price index
5. Many banks have
adopted/launched “Core Banking Solutions” and what do you mean by “core banking
solutions”?
a) A marketing strategy adopted by the banks
b) a new type of automated teller machines useful for rural
population c) a delivery channel for quick and fast delivery
d) a new product launched to help senior citizens only as
they are not able to visit the branches/ATMs frequently
e) none of these
6. Which of the following
terms are not used in banking sector?
a) Statutory liquidity ratio
b) non performing asset
c) credit rating
d) fixed
e) REPO
7. Banking sector comes
under which of the following sectors?
a) Agriculture sector
b) service sector
c) manufacturing sector
d) industrial sector
e) none of these
8. An account in which
trading of shares in their electronic form is done is known as:
a) Demat account
b) NRE account
c) NRO account
d) FCNR account
e) RFC account
9. Which of the following
programmes/schemes of the Government of India is not directly related with
agriculture activities?
a) Drought Prone areas programme
b) Promotion of integrated pest management
c) Integrated wastelands development programme
d) Annapurna scheme
e) Desert Development programme
10. Find the odd man out
from the following groups?
a) ICICI Bank, Canara Bank, Central Bank of India, Punjab
National Bank, Indian Bank
b) Canara Bank, State Bank of India, Lakshmi Vilas Bank,
Karur Vysya Bank, United Bank of India
c) Bank of India, Corporation Bank, Indian Bank, IDBI Bank,
Axis bank
d) Bank of Maharashtra, Barclays bank, Oriental Bank of
Commerce, Indian Bank, IDBI bank
e) Union Bank of India, Bank of India, Andhra Bank, Dena
Bank, Indian Bank
11. Which among the
following is the recently opened private sector bank in the country?
a) ICICI bank
b) HDFC bank
c) AXIS Bank
d) Kotak Mahindra Bank
e) Yes bank
12. Mortgage relates to
which type of loan among the following?
a) Housing loan
b) educational loan
c) car loan
d) gold loan
e) personal loan
13. Fourteen banks were
nationalized in the country during the first stage on:
a) 19.07.1970
b) 19.07.1969
c) 19.07.1971
d) 18.07.1969
e) 15.07.1969
14. The sponsorship
between State government, central government and sponsor bank is in the ratio
of--------- in respect of Regional Rural Banks in the country:
a) 15-50-35
b) 50-35-15
c) 35-15-50
d) 35-50-15
e) 15-35-50
15. When it comes to
providing locker facility to the customer of any bank, the relationship between
the customer and banker is that of:
a) Debtor and creditor
b) Bailor and bailee
c) Lessee and lessor
d) Lessor and lessee
e) Agent and principal
