Schemes and Programmes Launched by Government of India

Mentor for Bank Exams
Schemes and Programmes Launched by Government of India
1) Pradhan Mantri Jan Dhan Yojana (PMJDY): ‎28 August 2014.
Main Objective: Financial inclusion and access to financial services for all households in the country (individual above the age of 10 years and does not have a bank account can open a bank account without depositing any money).
2) Pradhan Mantri Sukanya Samriddhi Yojana (PMSSY): 22 January 2015
Main Objective: Secure the future of girl child Under the scheme, a saving account can be opened in the name of girl child and deposits can be made for 14 years. After the girl reach 18 years of age, she can withdraw 50% of the amount for marriage or higher study purposes.
After the girl completes 21 years of age, the maturity amount can be withdrawn including the interest at rates decided by Government every year. The maximum investment of Rs. 1.5 Lakh per year can be made while minimum deposit is Rs. 1000/- per year.
3) Pradhan Mantri MUDRA Yojana (PMMY): 8 April 2015
Main Objective: Financial support for growth of micro enterprises sector Pradhan Mantri MUDRA (Micro Units Development and Refinance Agency) Yojana The small businesses/startups or entrepreneurs can avail loans from Rs. 50 thousand to 10 Lakh to start/grow their business under the three, Shishu, Kishore and Tarun categories of the scheme.
4) Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): 9 May 2015
Main Objective: Provide life insurance cover to all Indian citizens. The scheme is open and available to all Indian citizens between the age of 18 to 50 years. Under the scheme, the policy holder can get a life insurance cover of Rs. 2 Lakh with an annual premium of just Rs. 330 excluding service tax.
5) Pradhan Mantri Suraksha Bima Yojana (PMSBY): 9 May 2015
Main Objective: Provide accidental insurance cover to all Indian citizens. Under the scheme, the policy holder can get a life insurance cover of Rs. 2 Lakh with an annual premium of just Rs. 12 excluding service tax. All the Indian citizens between 18-70 years of age with a saving bank account are eligible to avail the scheme.
6) Atal Pension Yojana (APY): 9 May 2015
Main Objective: Increase the number of people covered under any kind of pension scheme. The scheme is especially targeted to the private unorganized sector and is open to all Indian citizens between the age of 18 to 40 years. Under the scheme, the beneficiary have to make contribution for at least 20 years before he/she can get pension after attaining age of 60 years. The scheme provides a monthly pension of Rs 1000 to Rs. 5000 per month based on the contribution amount.
7) Pradhan Mantri Awas Yojana (PMAY): 25 June 2015
Main Objective: Achieve housing for all by the year 2022, 2 crore in Urban and 3 Crore homes in Rural areas
8) Sansad Adarsh Gram Yojana (SAGY): 11 October 2014
Main Objective: Social, cultural, economic, infrastructure developments in the villages, i.e. development of model villages called “Adarsh Gram”. 3 villages by 2019 and 8 villages by 2024.
9) Pradhan Mantri Fasal Bima Yojana (PMFBY): 11 October 2014
Main Objective: Provide insurance cover to rabi and kharif crops and financial support to farmers in case of damage of crops.
10) Pradhan Mantri Gram Sinchai Yojana (PMGSY): 01 July 2015
Main Objective: Irrigating the field of every farmer and improving water use efficiency to provide `Per Drop More Crop’.
The government has approved Rs.50,000 crore for the implementation of Pradhan Mantri Krishi Sinchai Yojana for next 5 years, i.e. up to 2020.
11) Pradhan Mantri Garib Kalyan Yojanaye (PMGKY): April 2015
Main Objective: Implement the pro-poor welfare schemes in more effective way and reaches out to more poor population across the country.
12) Pradhan Mantri Jan Aushadhi Yojana (PMJAY): March 2016
Main Objective: Provides drugs/medicines at affordable cost across the country. 500 medicines will be sold at less price and 2.5 lakh stores will be opened from central government.
13) Pradhan Mantri Jan Aushadhi Yojana (PMJAY): March 2016 (Expected)
Main Objective: Provides drugs/medicines at affordable cost across the country.
14) Make in India: 25 September 2014
Main Objective: To encourage multi-national, as well as domestic companies to manufacture their products in India and create jobs and skill enhancement in 25 sectors.
15) Swachh Bharat Abhiyan: 2 October 2014
Main Objective: To fulfil Mahatma Gandhi’s dream of a clean and hygienic India.
16) Kisan Vikas Patra: 3 March 2015 (Re-Launched)
Main Objective: To provide safe and secure investment avenues to the small investors. Kisan Vikas Patra is an investment scheme wherein the invested money will get doubled in 8 years and 4 months. he Kisan Vikas Patra certificates would be available in the denominations of Rs 1,000, 5,000, 10,000 and 50,000 and there is no upper limit on investment in KVPs.
17) Soil Health Card Scheme: 17 February 2015
Main Objective: To help farmers to improve productivity from their farms by letting them know about nutrient/fertilizer requirements for their farms.
18) Digital India: 1 July 2015.
Main Objective: To deliver Government services to citizens electronically by improving online infrastructure and by increasing Internet connectivity.
19) Skill India: 16 July 2015
Main Objective: Train over 40 crore people in India in different skills by 2022.
20) Beti Bachao, Beti Padhao Yojana: 22 January 2015.
Main Objective: To generate awareness and improving the efficiency of welfare services meant for women. There are almost 100 district's with low child sex ratio.
21) Mission Indradhanush: 25 December 2014
Main Objective: To immunize all children as well as pregnant women against seven vaccine preventable diseases namely diphtheria, whooping cough (Pertussis), tetanus, polio, tuberculosis, measles and hepatitis B by 2020. The aim of Mission Indradhanush is to achieve full immunization in 352 districts.
22) Deen Dayal Upadhyaya Gram Jyoti Yojana (DDUGJY): 25 July 2015
Main Objective: Electric supply feeder separation (rural households & agricultural) and strengthening of sub-transmission & distribution infrastructure including metering at all levels in rural areas. The earlier scheme for rural electrification viz. Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY) has been subsumed.
23) Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDUGKY): 25 July 2015
Main Objective: To achieve inclusive growth, by developing skills and productive capacity of the rural youth from poor families.
24) Pandit Deendayal Upadhyay Shramev Jayate Yojana (PDUSJY): 16 October 2014
Main Objective: To consolidate information of Labour Inspection and its enforcement through a unified web portal, which will lead to transparency and accountability in inspections.
25) Atal Mission for Rejuvenation and Urban Transformation (AMRUT): 24 June 2015
Main Objective: Providing basic services (e.g. water supply, sewerage, urban transport) to households and build amenities in cities which will improve the quality of life for all, especially the poor and the disadvantaged.
26) Swadesh Darshan Yojana: 09 March 2015
Main Objective: Develop world class tourism infrastructure.
27) PRASAD (Pilgrimage Rejuvenation and Spiritual Augmentation Drive): 09 March 2015
Main Objective: Develop world class tourism infrastructure in Amritsar, Ajmer, Amaravati, Dwaraka, Gaya, Kanchipuram, Kedarnath, Kamakhya, Mathura, Puri, Varanasi and Vellankani.
28) National Heritage City Development and Augmentation Yojana (HRIDAY): 21 January 2015
Main Objective: Bringing together urban planning, economic growth and heritage conservation in an inclusive manner to preserve the heritage character of each Heritage City.
With a duration of 27 months (completing in March 2017) and a total outlay of INR 500 Crores, the Scheme is being implemented in 12 identified Cities.
29) Udaan Scheme: 14 November 2014
Main Objective: Encouraging girls for higher technical education and aims to provide a platform that empowers girl students and provides them with better learning opportunities.
30) National Bal Swachhta Mission: 14 November 2014
Main Objective: To provide hygienic and clean environment, food, drinking water, toilets, schools and other surroundings to the children.
31) One Rank One Pension (OROP) Scheme:
Main Objective: To provide same pension, for same rank, for same length of service, irrespective of the date of retirement.
32) Smart City Mission: 25 June 2015
Main Objective: To develop 100 cities all over the country making them citizen friendly and sustainable.
33) Gold Monetisation Schemes: 04 November 2015
Main Objective: To reduce the reliance on gold imports over time.
34) Startup India, Standup India: ‎16 January 2016
Main Objective: To provide support to all start-up businesses in all aspects of doing business in India.
35) Digi locker: 1st july, 2015
Main Objective: To provide secure dedicated personal electronic space for storing documents of resident Indian Citizens.
36) Integrated Power Development Scheme (IPDS): ‎18 September 2015
Main Objective: To ensure 24/7 power for all.
The Government of India will provide financial support of Rs. 45,800 crore over the entire implementation period.
37) Shyama Prasad Mukherji Rurban Mission: ‎21 February 2016
Main Objective: To create 300 rural clusters across the country and strengthen financial, job, and lifestyle facilities in rural areas.
38) Sagarmala Project: ‎31 July 2015
Main Objective: To transform the existing ports into modern world class ports. about Rs 70,000 crore for its 12 major ports only.
39) Prakash Path’ – ‘Way to Light’ – The National LED Programme: ‎05 January 2015
Main Objective: To distribute LED bulbs and decrease the power consumption.
40) UJWAL Discom Assurance Yojana (UDAY): ‎20 November 2015
Main Objective: To obtain operational and financial turnaround of State owned Power Distribution Companies (DISCOMs).
41) Vikalp Scheme: ‎01 November 2015
Main Objective: For confirmed accommodation in next alternative train for the waitlisted passengers. trains running on Delhi-Lucknow and Delhi-Jammu sectors.
42) National Sports Talent Search Scheme (NSTSS): ‎20 February 2015
Main Objective: To Identify sporting talent among students in the age group of 8–12 years.
43) Rashtriya Gokul Mission: ‎16 December 2014
Main Objective: To conserve and develop indigenous bovine breeds. with an outlay of Rs 500 crore during the 12th Five Year Plan.
44) PAHAL-Direct Benefits Transfer for LPG (DBTL) Consumers Scheme: ‎01 January 2015.
Main Objective: To send the subsidy money of LPG cylinders directly into the bank accounts of the consumers and increase efficiency & transparency in the whole system.
45) The National Institution for Transforming India (NITI - AAYOG): ‎01 January 2015
Main Objective: to foster involvement and participation in the economic policy-making process by the State Governments of India.
46) Pradhan Mantri Khanij Kshetra Kalyan Yojana (PMKKKY): ‎17 September 2015.
Main Objective: To Safeguard Health, Environment and Economic Conditions of the Tribals.
47) Namami Gange Project: ‎10 July 2014.
Main Objective: To integrates the efforts to clean and protect the Ganga river in a comprehensive manner.
48) Setu Bharatam Project:‎ 03 March 2016
Main Objective: To free all national highways from railway level crossings and renovate the old bridges on national highways by 2019.Setu Bharatam is an ambitious programme with an investment of Rs. 50,000 crore 208 new “road over bridges / road under bridges” are envisaged for construction, while 1500 bridges will be widened.
49) Pradhan Mantri Ujjwala Yojana: ‎ 1 May 2016
Main Objective: To distribute free LPG connections to the women belonging to 5 Crore BPL families across the country. about 1.50 Crore BPL families will be benefited under the scheme in the year 2016-17. The scheme will cover 3.5 Crore more BPL families in the next two years. The scheme provides a financial support of Rs 1600 for each LPG connection to the BPL households.
50) Rashtriya Gram Swaraj Abhiyan
Main Objective: To help Panchayat Raj Institutions deliver Sustainable Development Goals. This is proposed by Union Finance minister Arun Jaitley and total project takes 655 crores.
51) UnEarthen Black Money: 14 may, 2015
Main Objective: Disclosing Black money.
52) Pradhan Mantri Surakshit Matritva Abhiyan(PMSMA): 9 June,2016
Main Objective: Free health checkup for pregnant women.
53) Pradhan Mantri Gram Parivahan Yojana: 12 July,2016
Main Objective: 80,000 commercial passenger vehicles in rural areas.
54) Natinal Apprenticeship Promotion Scheme (NAPS): 14 July, 2016
Main Objective: 50 Lakh Apprentices by 2019-20.
55) Gangajal Delivery Scheme: 13 July, 2016
Main Objective: Gangajal Home delivery through Indian Post.
56) Vidyanjali Yojana: 16 July, 2016
Main Objective: A school Voluntary programme scheme by HRD minister.
57) Gram Uday Bharat Uday Abhiyan: 14 April, 2016
Main Objective: Nationwide movement towards social harmony and strengthening panchayat raj.